The Asked

Chapter 13 — Legal & Rights

Do I really need a will?

Yes if you own anything meaningful, have kids, or care who gets your stuff. Without one, the state distributes your assets by default formulas and appoints guardians for minors — sometimes people you wouldn't have chosen.

Follow-up questions

Can I write my own?

Yes, but rules vary — witnesses, notarization, holographic (handwritten) wills recognized in some states. Templates from LegalZoom or Trust & Will are inexpensive and safer.

Do I need a trust too?

For most people with modest assets, no. Trusts avoid probate and add privacy; useful for larger estates, real estate, or blended families.

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