Chapter 03 — Money & Finance

What is an HSA and should I use one?

A Health Savings Account paired with a high-deductible health plan. Triple tax-advantaged: contributions, growth, and withdrawals for medical costs are all tax-free. If you can pay medical costs out of pocket now, invest the HSA and let it grow for retirement.

Follow-up questions

Can I use it for anything?

After age 65, yes — but non-medical withdrawals are taxed as regular income.

Best HSA provider?

Fidelity has no fees and full investment options.

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